Legal information

Using any of the pages on https://www.aberdeenpersonal.com/en-gb indicates that you accept the terms of this Legal information notice ("Notice"). If you do not accept these terms, please leave the pages of this site immediately. This Notice is issued by Aberdeen Corporate Services Limited.

We may update the terms of this Notice from time to time by updating this page. You should revisit this page regularly to ensure that you have seen and are aware of the current terms, as they are binding on you. Date of last revision 25 September 2024.

Certain provisions in this Notice may be superseded by expressly designated notices or terms located on particular pages of the site.

In this Notice and the pages of this site, any reference to "Aberdeen", "we", "our" or "us" means Aberdeen Corporate Services Limited; and “Aberdeen plc Group” means Aberdeen Group plc and its subsidiaries.

This website describes products and services provided by subsidiaries of the Aberdeen plc group.

Corporate Group:

Aberdeen Group plc (SC286832) and Aberdeen Corporate Services Limited (SC271355) are both registered in Scotland at 1 George Street, Edinburgh, United Kingdom, EH2 2LL. Aberdeen Corporate Services Limited is a wholly owned subsidiary of Aberdeen Group plc.

Click here for details of our key client-facing and operational entities in the UK and worldwide (in English).

Financial Planning & Advice:

abrdn Financial Planning and Advice Ltd is registered in England (01447544) at 280 Bishopsgate, London, EC2M 4AG and is authorised and regulated by the Financial Conduct Authority.

Aberdeen Portfolio Solutions Limited is registered in England (8948895) at 280 Bishopsgate, London, EC2M 4AG and is authorised and regulated by the Financial Conduct Authority.

abrdn Client Management Limited is registered in Scotland (SC193444) at 1 George Street, Edinburgh, EH2 2LL and is authorised and regulated by the Financial Conduct Authority.

Platforms:

Standard Life Savings Limited (SC180203), provider of the Wrap Platform, Wrap Personal Portfolio and Wrap ISA is registered in Scotland at 1 George Street, Edinburgh, EH2 2LL; and authorised and regulated by the Financial Conduct Authority. It is a member of Aberdeen Group plc, which comprises Aberdeen Group plc and its subsidiaries.

Elevate Portfolio Services Limited is registered in England (01128611) at 280 Bishopsgate, London EC2M 4AG and authorised and regulated by the Financial Conduct Authority.

While we have taken all reasonable care to ensure that the information contained within the pages of this site is accurate, current and complies with relevant UK legislation and regulations as at the date of issue, errors or omissions may occur due to circumstances outside our control.

We reserve the right to change the content, presentation, performance, facilities and availability of all or part of the pages of this site at our sole discretion and without prior notice.

We make no warranty or representation that the pages of this site can be accessed at all times during the UK hours of business stated on this site. While we will endeavour to ensure the pages of this site can be accessed during the UK hours of business, this site may be temporarily unavailable or restricted for administrative or other reasons. If this happens, we will try to restore their availability as quickly as possible. We will not be liable for any loss or damage arising out of or in connection with the loss of the use of this site.

We accept no responsibility for information contained in any other sites which can be accessed by hypertext link from the pages of this site, or for these other sites not being available at all times. The links to any other sites are provided for general information purposes only and the sites concerned and their contents are not endorsed or promoted by us in any way, unless otherwise stated. Please note that when you click on any external site hypertext link, you will leave our site and access the external site at your own risk.

Copyright in the pages of this site, in the screens displaying the pages and in the information and material contained therein and their arrangement, is owned by Aberdeen Corporate Services Limited, or such other member of the Aberdeen Group plc as Aberdeen Corporate Services Limited may direct, unless otherwise indicated.

Certain images and content used in the pages of this site are reproduced under licence.

Aberdeen Corporate Services Limited and other members of the Aberdeen Group plc may claim trade mark rights in brands contained within the pages of this site.

Reproduction of the pages of this site in whole or in part, without the prior written consent of Aberdeen Corporate Services Limited, or such other member of the Aberdeen Group plc, as Aberdeen Corporate Services Limited may direct, is strictly prohibited unless for private, non-commercial viewing purposes.

Please note that there is no guarantee that any e-mail sent will be received, or that the contents of any such e-mail will remain private or unaltered during Internet transmission. If you have any such concerns, you may prefer to telephone or write to us instead. We accept no liability for any damages you or others may suffer as a result of the alteration or loss of confidentiality of any such information.

We virus scan and retain all electronic communications (including emails). However, we recommend that you employ reasonable virus detection and protection measures when accessing any emails or electronic messages from us.

We reserve the right to monitor the use and content of e-mails which are sent from and received by us for the purposes of ensuring compliance with our own e-mail policy, and identifying and taking action against unlawful or improper use of, or attacks on, our systems.

The Financial Services Compensation Scheme (FSCS), established under the Financial Services and Markets Act 2000, has been set up to provide protection to consumers if authorised financial services firms are unable, or likely to be unable, to meet claims against them. Accordingly you may be entitled to compensation from the FSCS if such a firm cannot meet its obligations, depending on the type of business and the circumstances of the claim. Please note that the International Portfolio Bond is not protected by the FSCS.  Please refer to the Key Features Documents for further information. For further information on the compensation available under the FSCS please check their website www.fscs.org.uk or call the FSCS on 0800 678 1100. Please note only compensation queries should be directed to the FSCS.

If you have any further questions, you can speak to your financial adviser or contact us directly.